Privacy Layer: Zero-Knowledge Proofs

At the heart of Cred.Hub’s privacy architecture is the use of zero-knowledge proofs (ZKPs) — advanced cryptographic techniques that allow users to prove facts about their reputation without revealing underlying details. This means users can:

• Prove they meet a minimum reputation threshold (e.g., to access a DeFi loan or premium service)

• Validate successful past behaviors (e.g., loan repayments, governance contributions)

• Participate in governance or protocol decisions tied to reputation

—all without exposing sensitive on-chain actions, personal data, or wallet histories.

This privacy-preserving design ensures that Cred.Hub balances two seemingly conflicting goals: maintaining accountability while protecting sovereignty. Users retain control over their reputational footprint, deciding when, where, and how to reveal proof of trustworthiness.